Buying property in Greece: your questions answered

Practical answers about choosing a Horizon home, comparing Athens neighbourhoods and preparing to buy. Start with a topic, then explore the project or ask us about your plans.

Choosing a Horizon home

Where can I explore Horizon Properties’ residential projects?

Explore the Marousi, Agia Paraskevi and Alimos project pages to compare their architecture, location and residential layouts. Check the status of individual homes on each page, because a development shown in the portfolio may already be sold. If your preferred project has no available homes, ask about other options.

How do I find out which apartments are available?

Start with the project’s unit table and look for the status beside the unit reference. Before making plans around a particular apartment, request confirmation from Horizon. Include the unit reference in your enquiry so the team can check the exact home rather than a similar layout.

What should I include when asking about an apartment?

Include the project, unit reference if known, approximate budget, preferred size or bedrooms and your intended purchase timing. Mention whether you are looking for a home, a second residence or an investment. If you are still deciding, describe your priorities so the enquiry can start with those.

How can I request the current price of a home?

Use the unit enquiry option and identify the apartment you are interested in. Ask for the current price and a written explanation of what it includes, such as parking, storage or agreed finishes. Keep purchase taxes and professional expenses separate from the apartment price when assessing your budget.

Where can I find floor plans and brochures?

Look for the document links beside the relevant project or apartment. Match the unit reference and language before downloading. If a document is missing or you need clarification, request the latest version from Horizon rather than relying on an older brochure saved elsewhere.

What does the apartment’s published size include?

Check the area definition in the unit’s documents. Interior area, balconies, terraces, storage and shared spaces should be identified separately where applicable. If a brochure and a listing give different figures, ask for a reconciled breakdown before comparing prices per square metre.

Are parking and storage included with every apartment?

Check the specification and sales terms for the individual unit. Do not assume that a feature described at building level is included with every home or in every advertised price. Ask which space belongs to the apartment and whether any additional cost or condition applies.

How can I check the project’s construction and delivery status?

Ask for the latest project update and the delivery terms for the specific home. Architectural images show the intended design; they are not evidence that construction is complete. Review the agreed specification and contractual timetable alongside any dated progress photographs.

Can I arrange a viewing or discuss the property remotely?

Send a viewing request with your preferred dates and contact method. If you are abroad, mention your time zone and ask what remote presentation options are available for that project. The team can then confirm a suitable arrangement; an enquiry is not a confirmed appointment.

Why is a sold development still shown on the website?

A sold development can help you understand Horizon’s portfolio and compare its design with other projects. Its status should be clearly displayed. If you like a sold home, enquire about similar current or future options rather than assuming the pictured apartment can still be purchased.

Explore Horizon projects

Marousi, Agia Paraskevi & Alimos

Where is the Marousi project located?

Horizon’s existing project information identifies the Marousi development at Olimpioniki Tsiklitira 15. Use the project map to examine the location and plan routes to places that matter to you. Confirm the meeting point with Horizon before visiting.

Horizon project information

Which interior images belong to Marousi unit D15?

The interior gallery supplied for this project is labelled D15. Use it alongside the D15 floor plan to understand the proposed spaces. Ask which finishes, fixtures and furnishings form part of the sale, because an architectural visualisation does not establish every contractual inclusion.

How should I compare homes in Marousi and Agia Paraskevi?

Start with the specific address, your daily destinations and the space you need. Compare individual floor plans, outdoor areas, parking, storage, current availability and total budget. An area name alone cannot tell you whether a home suits your routine; test the routes that you would actually use.

What should I check before choosing a home in Alimos?

Look at the apartment’s exact location, everyday services and routes to your usual destinations. If proximity to the coast matters, check the actual walking or driving route rather than a straight-line distance. Review the building’s specification and expected maintenance responsibilities alongside the home itself.

How do I compare new-apartment prices between these areas?

Compare homes with similar age, size definition, floor, condition, outdoor space and included features. Record when each price was collected and whether it is an asking price or a completed sale. A small sample of dissimilar listings is not a reliable area valuation.

Can I use an Athens price index to value a particular apartment?

An index helps describe a broad market trend; it does not establish the price of an individual home. The Bank of Greece groups its residential indices by broad geography and property age. Assess the particular unit and suitable local comparables separately.

Bank of Greece methodology

How should I check commuting times before buying?

Use the exact property address and your own destination in a directions service. Compare the travel modes and times of day you expect to use. Treat journey estimates as variable, and test an important route in person where possible before making it central to your decision.

What should a family compare when choosing an apartment?

Compare the layout, storage, outdoor space, accessibility and everyday journeys that matter to your household. Check any relevant school arrangements directly with the responsible institution or authority. A nearby school or facility should not be presented as a promise of admission, access or suitability.

Explore Marousi

Explore Agia Paraskevi

Explore Alimos

Preparing to purchase

Do I need a Greek tax number to buy property in Greece?

Yes. AADE states that buyers need a Greek tax identification number, including buyers who live abroad. Arrange the required registration before the purchase process reaches the contract stage, and ask the relevant professional which documents are needed for your circumstances.

AADE buying guidance

How should I prepare to buy while living abroad?

Prepare a clear brief covering budget, funding, preferred location and timing. Ask your legal and tax advisers what identification, registration and signing arrangements apply to you. Organise the property documents and viewing plan before committing to travel or paying money toward a purchase.

What documents should I ask to review before committing?

Ask your appointed professionals to identify the documents required for the transaction. A practical review should address ownership, any burdens or restrictions, planning and building records, the unit’s plan and specification, and the proposed contract terms. The exact checks depend on the property and transaction.

What should I check when buying a home before completion?

Review the agreed plans and specification, payment milestones, delivery terms, treatment of design changes and the process if the timetable changes. Ask what evidence supports the current construction stage. Ensure promises that matter to your decision are reflected in the documents reviewed by your adviser.

What should I clarify before paying a reservation amount?

Ask for written terms explaining the amount, its purpose, the reservation period, refund conditions and what happens if checks or financing do not proceed. Have your adviser review those terms before payment. Do not treat a general description on a website as the terms for your particular reservation.

Are the finishes and furniture in the images included?

Use the agreed specification to establish inclusions. Renderings may contain furniture, decorative items or landscaping used to illustrate a design. Ask for written clarification of any finish or item that matters to you, particularly when comparing a visualisation with a floor plan or brochure.

Can I change the layout or finishes?

Ask whether changes are possible for the particular home and its current construction stage. Any proposed change may need technical review, a price agreement and a revised timetable. Do not assume that an option shown in another apartment is available for yours.

How long does a property purchase take?

There is no single timetable that fits every purchase. Document checks, financing, contractual arrangements and the readiness of the home can affect the sequence. Ask for a transaction-specific outline and identify which steps depend on you, the seller and the professionals involved.

Ask about your purchase

Costs & your budget

What should I budget for beyond the apartment price?

Build a separate list for applicable purchase taxes, legal and notarial services, registration, agreed agency fees if any, financing and transfer costs. Request case-specific amounts rather than applying one universal percentage to every home. Keep furnishing and ongoing ownership expenses separate from transaction costs.

How should I check the property transfer tax for my purchase?

Ask your notary or tax adviser to confirm the applicable tax, taxable value and any exemption before you commit. AADE publishes the official transfer-tax guidance. Use a transaction-specific calculation rather than applying one total-cost percentage to every property.

AADE transfer tax

Will transfer tax or VAT apply to my new apartment?

Ask for a written, transaction-specific explanation from the relevant tax professional and notary. Do not apply a resale calculator automatically to a new development, assume an exemption or add both regimes by default. The worksheet should use the treatment confirmed for the particular purchase.

Are there property taxes after purchase?

Annual ownership obligations should be considered separately from purchase expenses. AADE’s guidance explains E9 property declarations and ENFIA, which is assessed using ownership on 1 January. Ask a tax professional how the rules apply to your home and circumstances.

AADE E9 and ENFIA

How can I assess possible rental income responsibly?

Use realistic rent assumptions, occupied months and operating expenses, and identify where each estimate came from. Separate operating income from financing, taxes and any assumed resale gain. A scenario helps compare assumptions; it is not a promised return or confirmation that a particular rental use is permitted.

Can Horizon tell me whether I qualify for a mortgage?

Share your intended funding approach when enquiring, but obtain eligibility and lending terms from the relevant lender or authorised adviser. Do not assume that buying a particular home guarantees finance. Confirm your funding position before relying on a purchase timetable or payment schedule.

Discuss your budget

Residency, exchange & next steps

Does buying a property automatically give me Greek residency?

Do not treat a property purchase as automatic residency approval. If residency is part of your objective, obtain a current assessment of both your circumstances and the exact property under the applicable route before committing. A property’s price or marketing label alone does not establish eligibility.

Government investor residence procedure

How can I check whether a property qualifies for the Greek Golden Visa?

Ask a qualified immigration adviser to assess the exact property and your circumstances under the current rules. The government publishes requirements for specific investor-residence routes. A property’s price or a general marketing description is not enough to establish eligibility.

Government change-of-use requirements

Can I discuss exchanging an existing property for a new home?

Horizon lists property exchange among its services. Send the basic details of your existing property and the kind of home you want to discuss. Whether an exchange can proceed, its valuation and any difference payable depend on the specific proposal and agreed terms.

Horizon services

What is the best next step if I have not chosen a project?

Send a short enquiry describing your budget, preferred area, space needs and timing. Choose “not sure” where you are still deciding, and add the questions that matter most to you. You do not need to select an exact unit to start a useful conversation.

Send your questions

Have a question about a particular home?

Tell us the project, your budget and what matters most to you. We can start there.

Contact Horizon Properties

These answers provide general buying guidance. Confirm current unit details with Horizon and transaction-specific legal, tax and residency requirements with your appointed advisers.